Noble Gold Investments Review

Noble Gold stands out for what happens to the metal after you buy it. The profile highlights a Texas-based depository option, at-home storage for purchases made outside an IRA, and Royal Survival Packs. This page focuses on storage, because that is where IRA rules and the product list interact the most.

Noble Gold Investments offers unique precious metals products and Texas-based storage options.

Founded in 2016, Noble Gold Investments is one of the five companies compared on this site and carries an A+ BBB rating in our comparison table. Ratings change, so check the current BBB profile and complaint history before you rely on that grade.

• ✓ Texas Depository
• ✓ No Quibble Policy
• ✓ IRA Specialists

The same company can offer two very different storage situations, depending on the account that owns the metal.

• Inside an IRA: the custodian holds the metals at an approved, insured depository. Keeping IRA metals at home counts as a distribution and can make the account taxable.
• Outside an IRA: you can keep metals at home, but they get no IRA tax treatment and different tax rules apply.

Noble Gold's site data says the at-home option applies to purchases made outside an IRA. If a salesperson suggests otherwise, ask for the written explanation and talk to a tax professional.

Noble Gold offers a Texas-based depository for those who want their metals stored there. Ask these questions before you choose it:

• Who operates the facility, and how is the stored metal insured?
• How often is the inventory audited, and can you receive a copy of the result?
• Is your metal segregated or commingled, and what is the yearly storage fee for each?
• Will your statements show the count and description of your coins and bars?

The site data describes Royal Survival Packs as precious metals combined with emergency preparedness items. An IRA can hold only IRS-eligible metals in an approved depository, so emergency supplies cannot sit inside an IRA. Ask which parts of any pack, if any, are IRA-eligible, how the metal portion is priced against spot, and whether the pack is a separate, non-IRA purchase.

1. Free consultation: speak with a specialist about your goals and ask for the fee schedule.
2. Account creation: open the self-directed IRA with the custodian's paperwork.
3. Funding: move money from an existing retirement account by rollover or direct transfer.
4. Product selection: choose standard IRA metals, or ask whether any special offering qualifies.

The fee table above shows a setup fee of $80 that is waived in the first year. Ask what the setup fee becomes in year two, and ask about each of these:

• The annual custodian fee and whether it is flat.
• The storage fee for the Texas depository versus other approved facilities.
• The premium over spot on the metals you pick, including any pack.
• The no-quibble buyback: the price formula, the timing and any fees.

The minimum is $20,000, higher than Birch Gold Group and American Hartford Gold at $10,000 and lower than Goldco Precious Metals at $25,000 and Augusta Precious Metals at $50,000. The site data also lists a newer company (founded 2016) among the drawbacks.

• Fits: investors who care where the metal is stored, and who want the option of holding metals outside an IRA as well.
• Look elsewhere: investors who want the longest operating history, or balances under $20,000.

Noble Gold's 4.5/5 is the lowest of the five ratings on this site, but all five fall within four tenths of a point of one another. A gap that small is a reason to read recent customer reviews, not a reason to rule the company out.

Can I keep IRA gold at home with Noble Gold?

No. At-home storage applies to metals bought outside an IRA. IRA metals must be stored in an approved depository.

Are Royal Survival Packs allowed in an IRA?

Ask the company which parts are eligible. Emergency preparedness items are not metals, and an IRA can hold only IRS-eligible metals stored at an approved depository.

What is Noble Gold's minimum investment?

The site data lists a $20,000 minimum for IRA accounts.

What does a no-quibble buyback involve?

The site data describes a straightforward policy for selling metals back. Ask for it in writing, including the price formula, the settlement time and any fees.

Noble Gold Investments earns a 4.5/5 rating from our research team. Noble Gold Investments offers unique precious metals products and Texas-based storage options. The listed minimum investment is $20,000. Use the fee table above as a starting point, and confirm every figure in the company's written fee schedule before you fund an account.